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Privacy

Effective August 2010

Our Commitment to Privacy:

At CarLoaninNewJersey.com, your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage.

Information We Collect:

In the course of using this web site, you may choose to provide us with information to help us serve your needs. This notice applies to all information collected or submitted on our website. The types of personal information we collect:

Name
Email address
Phone
Address
Other Residential Information
Employment Information
SSN

The Way We Use Information:

We use the personal and/or personally identifiable information you provide for our internal purposes, such as confirming and tracking your application, analyzing trends and statistics, informing you of our new products (including products of our affiliates), services and offers, and providing you with information from and about our website. Also, we transfer your data to lenders who can contact you via email or phone to guide you through the auto loan process. From time to time, we may also work with other organizations whom we believe are trustworthy and offer products or services that may be of interest to you. In such instances, we might share limited information (such as your name and email) that we have collected from you, including personally identifiable information, so that such organizations may contact you with offers that may interest you. We will not share your information with these organizations if you have requested that we refrain from doing so by clicking the “unsubscribe” in any email communication from us. We use non-identifying and aggregate information to better design our website and to share with advertisers. For example, we may tell an advertiser that X number of individuals visited a certain area on our website, or that Y number of men and Z number of women filled out our registration form, but we would not disclose anything that could be used to identify those individuals. We may share information that we have collected with governmental agencies and other organizations assisting us in fraud prevention or for investigative purposes. We may do so when permitted or mandated by law, when trying to protect against or prevent fraud, when attempting to prevent unauthorized or improper transactions, or when investigating fraud or improper conduct that has already taken place. In these instances, the information is not provided to these agencies or organizations for marketing or any other unrelated purposes.

Data Security:

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. All collected information is stored in a technically and physically secure environment. When our registration/application process asks users to enter sensitive information (such as Financial Information), and when we store and transmit such sensitive information, that information is encrypted and is protected with SSL encryption software. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user information off-line. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk.

Third Party Websites:

Our website may contain links to other websites that are not under our control. Those websites may have their own policies regarding privacy. We have no control of or responsibility for linked websites and provide these links solely for the convenience and information of our visitors. Those websites are not subject to this Privacy Policy. You should check the privacy policies, if any, of those individual websites to see how the operators of those third-party websites will utilize your personal information.

Updates to this Policy

We may periodically update this Privacy & Security Policy for new, unanticipated uses not previously disclosed. Any changes made will be posted here. By visiting our website you agree to accept any changes made to this policy.

How To Contact Us

Should you have other questions or concerns about these privacy policies, send us an email: contact AT CarLoaninNewJersey DOT com.